It’s a sensible question – while in theory, lenders have to take steps to ensure you can afford to keep up the monthly repayments (as much for their own sake as yours), buyers can still end up saddled with a mortgage they can’t afford. There are a number of mortgage calculators online, such as the one provided by SPF, which…
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A home on the water is often considered to be the ultimate property purchase. Whether it is a lifestyle choice, holiday home or retirement dream, waterfront property has an eternal appeal. The Victorians introduced sea bathing, widely encouraged for its health benefits. The French Riviera, or the Côte d’Azur as it is also known, often tops the bucket list of…